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Home Buying Service Questions
"How can SellQuickForCash.com help me sell my house for cash myself?" This page contains answers to the most frequently asked questions we encounter so we decided to put them here in this sell my house for cash Q & A page. If you cannot find an answer to your question(s), please contact us at 602-626-3598 or email
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. This email address is being protected from spam bots, you need JavaScript enabled to view it and we will be glad to answer your questions about selling your home.
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What type of experience do your Home Buying Specialists have? Our specialists have paid cash for houses for Dozens of homes in Phoenix, Mesa, Tempe, Glendale, Chandler, Gilbert, Scottsdale, and Cave Creek in the past few years. They have the experience and expertise to properly evaluate your house and determine its value. Unlike other companies that buy houses, we are very familiar with the area and always follow through with our promises. We like to say we "assist 2 sell."
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What type of information do I need to give you when I contact you for the first time? We need very basic information from you about your house. The number of bedrooms, bathrooms, and overall condition of the property is needed. We will also ask you how long you have owned your home and if there are any mortgages or liens against the property.
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What is a closing or settlement date? A closing date is the day that both you as the seller, and Sell Quick For Cash, LLC; as the buyer, come together and settle the obligations of a purchase agreement. This is when we buy your house for cash. The closing takes place at a title company.
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What happens with my mortgage once you buy my house? On the day we buy your house for cash, your mortgage is paid off completely. By law, the Title Company that conducts the closing MUST payoff your mortgage and any other liens before they distribute the remainder of your money. In some cases, we will work to help restore credit by bringing your mortgage current and leaving it in place when we purchase it. In these transactions, we purchase your property; leave your mortgage in place to make on time payments to your lender, and the Escrow Company pays you the remainder of your money and services the loan to ensure timely payments are made. This is only done when the seller request it to be done.
- What Should I do when I get behind on my Mortgage? 1. Don't ignore the phone calls and letters from your lender. This is the best way to wake up to a knock from the Sheriff telling you to vacate the home. Take this matter very seriously and work to resolve the problem as quickly as possible. Keep track of all correspondence you receive for later reference. 2. Stay in your home. You may not qualify for foreclosure help if the house is vacant. Your home, if proved vacant, can be seized. Stay in your home! 3. Contact SellQuickForCash.com to discuss what the best foreclosure solutions are for you. We will negotiate on your behalf with the Mortgage Company to get your loan back in good standing. We understand the system, the foreclosure laws and the chain of events necessary to help you keep your home out of foreclosure. We will gladly walk you through them in a non-threatening way.
- How can I do a Deed-in-Lieu of Foreclosure? In Deed-in-Lieu of Foreclosure, we can negotiate with your lender to voluntarily give your property back to your Mortgage Company and your debt or deficiency is often forgiven. This won’t save your home, but it will help you with your chances of getting another mortgage loan in the future and it will help you avoid the lengthy legal process of foreclosure. Although it is a negative strike on your credit rating, it is less harmful than a mortgage foreclosure. This options is typically not the best option for most homeowners!
- What does a Foreclosure Forbearance mean? In Forbearance, we are allowed to delay or reduce payments for a short period, with the understanding that another option will be used at the close of that time to bring your account to a current status. Your lender, if in agreement, will then temporarily cease legal actions. Lenders may agree to combine your Forbearance with Reinstatement or a Repayment Plan if you know you can provide the needed funds to bring your account current by a specific date. This plan works for people who have just experienced a sudden living expense increase or income loss. We will negotiate with your lender to explain this hardship and hopefully get you the time you need to readjust your spending and recover financially.
- What are the right foreclosure solutions for me? Our consultants look at every case individually based on your financial situation, past and present. We want to stop your foreclosure, keep you in your home and establish a financial plan that will keep your credit in best standing and also at a level that is comfortable for you. We don’t want to give you a band-aid but a permanent foreclosure solution. Although many options exist, the only one that is right for you is the one that best fits your financial situation.
- What is a Foreclosure Loan Modification plan? The term “loan modification” refers to a readjusting of your current mortgage. If you can currently make your regular payment, but you can’t catch up with the past-due amount, we will negotiate with your lender to fold any past-due amounts, including interest and escrow, into the unpaid principal balance. This new amount will be re-amortized over a new period of time. Or, if you are unable to make payments at this rate, we will negotiate with your lender to extend your loan for a longer period of time, modifying the loan amount to a more affordable level. A Loan Modification or Loan Restructuring will change your existing mortgage note and give you a fresh new start in managing your home. Your account will be brought up to date immediately.
- What is a Refinance Mortgage Foreclosure? Depending on your income, credit report, value of your home and the amount of your equity, we can negotiate with a new lender to refinance your existing mortgage. Although this might be difficult to secure new financing with a default on your existing mortgage, if you have enough equity in your home, this option might be attractive to a new lender. We have several lenders who we deal with regularly that are willing to give people a second chance. Although this option may likely create a loan with higher interest rates, a sizable upfront fee and a longer time for pay-off, it may be the best option for you. With your home refinanced, you will become immediately current, the foreclosure will cease and you will be able to enjoy your home.
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What happens if my house is in foreclosure? We work FAST to ensure that your house doesn’t go to foreclosure. We present you with a FAIR offer that can include us bringing your mortgage payments current, or paying off your mortgage and giving you money at closing. We help save your credit, avoid foreclosure, and allow you to sell your house FAST and FAIR. We work closely with a great Credit Repair Company “Genesis Credit Group” who helps many of our clients bounce back from bad credit. This is very important in the process to becoming a homeowner again!
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What happens if I am in bankruptcy? We work with your bankruptcy attorney to present a FAIR offer and give you additional money at closing. We present the offer directly to your attorney and work to have the offer accepted by the Bankruptcy Court. Once the offer is accepted, we ensure that the bankruptcy is released and we buy the property as soon as possible paying cash for your house.
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What is a Deed of Trust? A deed of trust is a document that is recorded in the county land records with your deed that references your mortgage. It acts as a placeholder in the land records to define the existence of the mortgage you have against your house.
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What is a “Title”? A title is a listing of the history of owners, debts, and other information related to your house. Title is produced by researching the documents recorded in the land records of your county.
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What takes place during a transfer? During a transfer, a new Deed is drafted and signed by the seller, transferring ownership of the house to the new buyer. This document is then recorded downtown at the County Recorders office with the above mentioned Deed of Trust.
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How do you determine the amount of your offer? Every home owner’s situation is unique. So is the process by which our House Buying Specialists determine what they are willing to offer for a home. The things they take into consideration include the age and condition of a home, costs of needed repairs, as well as the urgency of your particular situation. Additionally, the recent sales in your neighborhood are researched to determine a fair offer price.
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What kinds of houses do you buy? We Buy Houses and pay cash for houses in any condition. Does your home need a little work? Does it need a lot of work? We’ll buy it. In fact, most homes we purchase need some work. Is your home already in good condition? We’ll buy it.
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Do you charge fees to make an offer or sell my home? There is absolutely no fee to the homeowner when working with SellQuickForCash.com. You will never be charged anything for our services. Some of our Short Sale Options can have a very small ($700) processing fee, however, you will be made aware of this charge and decide if that is the appropriate avenue for you and your family. If we just pay cash for your house, there is never any charges.
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Do you only buy houses or will you buy townhouses, condos, etc? We will buy townhouses, condominiums, duplexes, multi-tenant buildings, retail office buildings, farms, land, or any building that has deeded land attached, such as manufactured housing or mobile homes.
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Where do you buy property? We currently buy property and pay cash for houses in the Phoenix-Metro area such as Phoenix, Cave Creek, Tempe, Mesa, Chandler, Gilbert, and Scottsdale.
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Am I obligated to use your service once I fill out your form? You have no obligation at all if you submit an information form, show your property to SellQuickForCash.com and our house buying network, or receive an offer to buy your house. You are under no obligation at all. All we ask for is the opportunity to make an offer for your house. You decide if the offer works for you. You are only obligated to our service if you have entered into a purchase agreement with us. You would have a similar obligation with any real estate transaction.
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Who usually sells their houses to SellQuickForCash.com? Many different kinds of people!
- People who have trouble selling because of no equity.
- Those who have experienced a death of a loved one or the need to settle an estate.
- People who are tired of being a landlord.
- Those who need to sell because of a divorce.
- People who are behind on payments or facing foreclosure.
- Anyone who bought a new home, but can't sell the old one.
- People who own vacant houses or houses that need repairs.
- Those with liens or title problems.
- People working with a real estate agent who hasn't come through as promised.
- Anyone facing a job transfer or relocation.
- People from all walks of life who share the need or desire to sell their homes, regardless of repairs needed, sell for cash, close quickly, and sell to a reliable company: SellQuickForCash.com.
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I see several companies claiming "We Buy Houses” and also “We Pay Cash For Houses." Are any of these companies associated with SellQuickForCash.com? No! We only use one name and one name only, "SellQuickForCash.com" so you can easily recognize us. There are many organizations who claim to offer similar service, but in many cases their claims are not indicative of their performance. We have helped many people who have been contacted by these companies. SellQuickForCash.com is Arizona’s premier paying cash for houses website and we are proud of the services we provide the Arizona people!
Plus, when you sell to us you even get a $2,000 No-Fee Cash Advance!
At SellQuickForCash.com, we guide you through the process of getting the best offer for your home without all the difficulties…Guaranteed!
Please refer your friends to our website for information and share your experience with others.
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