SELL YOUR TEMPE HOUSE FOR CASH: Maybe you are currently facing foreclosure in Tempe or have other financial pressures and are forced to sell your house quickly.  It can take 3...6...9 months or more to sell the traditional way, and there is no guarantee you will sell fast enough before the auction takes place.  Whatever your reason is for needing to sell quick for cash, we have the cash available, and the team of experts in place to close in as little as 3 days.  We buy homes all over the Phoenix Metro area and can buy yours too!

SELL YOUR TEMPE HOUSE FOR CASH AND RENT IT BACK: There are many reasons why you would want to sell your house to us and keep living in it.  Financial pressures, a difficult divorce, a pending foreclosure are just a few of the many reasons you may need to sell quickly.  This option is perfect for anyone that says "I want to sell my Tempe house fast" but does not want to move out yet.  You can rent your home back for as little or as long as you wish and the best part is we will always structure the deal at very competitive market rent rates.

SELL YOUR TEMPE HOUSE FOR CASH, RENT IT BACK WITH AN OPTION TO BUY AT A PRE-DETERMINED PRICE:  If outside circumstances have forced you to sell your home without you wanting to move, we can create a plan with a short-term rental, or long-term rental that has an option to buy back the home at a pre-determined price.  This allows you to get quick cash for your house, continue living in it, and buy it back for less than market value while saving most of your hard earned equity.  This is a great option if you believe your situation is only temporary and you will want to continue owning your home in the future once your finances get stronger!  The best part of this deal is all of our rental rates, and buy back options are set up fairly with the price agreed upon in advance.

YOU ARE NOT ALONE!

According to an article in CNN-Money, 1 out of every 74 Phoenix-Metro Homeowners has filed for foreclosure since the beginning of the year.  The sub-prime meltdown along with those painful interest rate hikes associated with interest only ARM's are forcing more and more homeowners to face foreclosure.  At SellQuickForCash.com, we understand that bad things happen to good people and our specialists are waiting to create a custom tailored solutions to your housing problem.

DOES THIS SOUND FAMILIAR:

• "I've tried to work it out with my mortgage company, but their big solution is to raise my payments to cover the back payments I missed."

• "I have tried to contact the mortgage company but they won't call me back."

• "My adjustable rate mortgage went up and I can't afford the payments.  Now I am late 2 payments and can't foresee how I am going to make them up!"

• "They set me up in a Forbearance Plan but I can't afford the payments...What can I do?"

• "The Lady working for my lender was rude...as if I was a burden and not worth trying to help."

NO MATER WHAT YOUR SITUATION, WE CAN HELP!

We Have helped Arizona families avoid foreclosure, save their credit, and keep their equity for years.  If you are looking to save your home, we have many options for that as well.  No matter what your situation is, we look forward to offering real solutions that fit your needs.  Stop Foreclosure Tempe, Arizona fast with a foreclosure company that you can trust!

Tempe Short Sale.  I Want To Sell My Tempe House But Have No Equity!

Have no equity but still want to sell your Tempe house?  At Sell Quick For Cash, we specialize in Tempe, Arizona Short Sales. It normally starts with by a job loss, death in the family, medical emergency, or option ARM adjusting.  You fight to pay your debts, you understand that you don't have enough equity to refinance, and eventually you have to make a choice of which bills to pay....your mortgage, your car, or your credit cards.  After you miss that first payment, your mortgage lender starts calling you.  By the second month they start harassing you, and by the third month they start threatening you.  Their big solution....pay them a large chunk of your arrears (the amount you owe them plus late payments, attorneys fees, and interest) and the rest will be spread out over a year's time increasing your monthly payments by hundreds of dollars.  WOW, what a solution...let's raise my payments seeing how I am just overwhelmed with extra money each month!

So you accept the forbearance plan and try paying your lender what they want, quickly realizing how impossible this task really is.  Finally you give up and miss some more payments resulting in the lender(s) filling for foreclosure.  You ask yourself "what are my options?"  Fortunately you have some choices...let's review them here:

Option #1: Pay Off Your Arrears

This option only works if you actually have some money, or have the ability to borrow some money.  This is by far your best option, but lets be real...if you have money you probably won't be facing these circumstances and you would be reading this purely for entertainment purposes.

Option #2: Deed-In-Lieu

The process of transferring ownership from you back to the lender is called a Deed in Lieu of Foreclosure, and it is sometimes referred to as a "friendly foreclosure".  If there are no other liens on the title, the lender may agree to take the property back.  Unfortunately this option does not protect your credit, nor will it cut off the rights to the junior lien holders so this normally only works if there is only one loan on the property.  Also, this option avoids the possibility of a deficiency judgment in the event the property fails to produce enough income to cover the outstanding debts after it goes to auction.  If you have a lot of equity in your home, this is a horrible options seeing how you will give up your rights to receive any surplus from the auction!

Option #3: Do Nothing And Let It Go To Auction

This is by far the worst of your options.  An Arizona foreclosure on your record has a devastating impact on your credit, your health, your love life, your job, basically all daily activities for about 7-10 years.  You will be evicted from your home and you will leave with nothing in hand.  You must try something, anything to stop this from happening.  You have many options if you have a ton of equity in your property, but the walls can feel like their closing in if you are upside down in your home.  Fortunately there is a solution!

Option #4: A Tempe, Arizona Short Sale

A Tempe Short Sale refers to a lender(s) accepting a sales price that is less than what is currently owed plus all related sales expenses.  This is common in a declining housing market and can be a win-win for both the bank and the homeowner.  Normally a bank will begin to look at the Tempe, Arizona short sale option only if the homeowner is behind on payments and begins to face foreclosure.  The process works like this:

1. The homeowner(s) begin to miss payments
2. The lender(s) try to arrange a repayment plan
3. The repayment plan fails or is never attempted and the bank mentions a short sale
4. Requirements for a short sale are:
   1. A proven financial hardship
   2. Behind on payments (In most circumstances)
   3. You owe as much or more than your home is currently worthThe homeowner requests a  short sale packet from their lender(s)
5. The bank notifies the homeowner(s) that they can't turn in the short sale packet until they have a signed purchase contract
6. The homeowner(s) have to decide what to do next

WWW.SELLQUICKFORCASH.COM specializes in negotiating Tempe short sales for Arizona homeowners.

WWW.SELLQUICKFORCASH.COM has a team of highly trained Tempe, Arizona short sale experts who have established fantastic relationships with most banks.  We will handle your short sale transaction for you giving you the peace of mind you are searching for.  The short sale process is NOT a "do it yourself" project.  To successfully negotiate a Tempe short sale with a bank takes an experienced and highly trained real estate agent as well as a skilled negotiator.  Our advanced process is extremely organized and we conduct these short sales in the quickest time possible relieving you of the fear of foreclosure! Tempe Short Sales are difficult to do, so please contact us today for your free Tempe, Arizona Short Sale consultation.